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The North Central Economic Development Association (NCEDA) is a 501(c)(3) affiliate organization of the Region Five Development Commission (R5DC) and was established in 1986 by R5DC in part due to the receipt of a U.S. Department of Commerce, Economic Development Administration grant.

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A goal of NCEDA is to create or retain permanent private sector full-time jobs in the region. By providing capital for business development and expansion, NCEDA provides an option for commercial businesses unable to obtain adequate, affordable funding from the private capital marketplace. By providing financial assistance in the region, NCEDA provides entrepreneurship opportunities for small-business persons, increases economic activity and supports innovative products and processes. We want your business to succeed, which is why we offer technical assistance to our borrowers through one-on-one assistance, webinars, workshops, and recommended videos and books. NCEDA also provides lending through programs for homeowners for Septic Systems and Well Water.


The membership of the Corporation shall consist of no more than fifteen (15) representatives elected by the Full Corp and affirmed by the Region Five Development Commission.


Membership shall be representative of the following categories:  local government, community organizations, private lending institutions, economic development and business organizations with equal representation by woman and minorities to the utmost extent possible.

Cass County
Quinn Swanson
Marina Lovell
Dan Frank* (Vice-Chair)


Crow Wing County
Carrie Reierson* (Secretary)
Allie Verchota*
Mike Worden


Morrison County
Diane Herold
Greg Zylka* (Chair)
Sandy Voigt

Todd County
Jason Sellnow

Rick Utech* (Alternate)

Wadena County 
Katie Heppner*

Lisa Graba-Meech* (Treasurer)
Hope Williams

R5DC Commission Liaison
David A. Anderson*

*Denotes NCEDA Loan Board Member

Meet The Team

Photo of Cheryal Hills

Cheryal Lee Hills

Executive Director

Picture of Alex Lisson

Alex Lisson



Staci Headley

Business Loan Developer

Picture of Angela Anderson

Angela Anderson

Marketing Director


"A process of creating and utilizing physical, human, financial, and social assets to generate improved and broadly shared economic well-being and quality of life for a community or region." 

Karl Seidman

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